Terms of sale

GENERAL CONDITIONS OF SALE

These general conditions govern the online purchase made through the website www.vipgioielli.com owned by Vip Gioielli srl VAT number: 02171230549 Tax code: 01478820515 and managed by the latter by subjects resident in Italy

PAYMENT METHODS

• Payment in 12 interest-free installments

• Paypal

• Credit cards and debit cards

• Bank Transfer Used Jewelry

Please make the transfer to the following bank account:

VIP JEWELRY SRL
Intesa Sanpaolo Bank
IBAN: IT57 R030 6938 2881 0000 0008 053

Bic: BCITITMM

Trade in precious objects

Legislation in the Precious and Used sector: CONSOLIDATED TEXT ON PUBLIC SAFETY
The reference legislation for the trade of used precious objects is the following:
a) Royal Decree of 18 June 1931, n. 773 entitled “Consolidated Text of Public Safety Laws” [TULPS].
b) Royal Decree of 6 May 1940, no. 635 entitled “Regulation for the implementation of the Consolidated Law of 18 June 1931, no. 773 of the Public Safety Laws”.
c) Legislative Decree 31 March 1998, n. 114 entitled “Reform of the regulations relating to the trade sector, pursuant to article 4, paragraph 4, of law 15 March 1997, n. 59” and subsequent amendments.
d) Legislative Decree 21 November 2007, n. 231 entitled “Implementation of Directive 2005/60/EC on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing and Directive 2006/70/EC containing implementing measures” [anti-money laundering legislation].
With specific reference to the trade of used precious objects, in order to carry out this activity, the trader must be the holder of a Public Security license issued by the competent Police Headquarters for the place, pursuant to articles 126 and 127 TULPS.

The Police Headquarters issues the public safety license after:

1. having carried out control activities at the Public Prosecutor's Office, regarding the existence of the moral requirements of the legal representative of the company, the partners and the representatives.
2. having carried out an inspection of the gold buying shop to ascertain that suitable safety measures have been adopted to ensure the safety of the people who work inside (presence of partitions with shatterproof armoured glass, a safe, an alarm system, video surveillance cameras).
Please remember that the gold buying shop is a commercial establishment like all the others, therefore, upon the release of the public safety license, all the administrative procedures relating to the opening of a commercial activity must be carried out at the Municipality and the Chamber of Commerce of competence.
The owner of the gold buying shop is required to fulfill specific obligations for carrying out the activity of trading in precious objects expressly provided for by the Law.

1) Customer Identification

The gold buyer must identify his Customer by means of an identity document with a valid photograph at the time of the purchase and sale of precious objects.
The Customer must be of legal age. The purchase of used gold by minors is prohibited.
The Customer is a private individual, and therefore falls within the definition of Consumer pursuant to art. 3 of the Consumer Code. ("the natural person who acts for purposes other than any entrepreneurial or professional activity carried out").
2) Maintenance of the Register of Operations
The gold buying shop is obliged to keep a register of the operations carried out, noting the operations daily.
3) Obligation for the private individual to show an identity document
It is mandatory for the seller (the private individual/consumer) to demonstrate his/her identity by means of an identity document with photograph.
4) Precautionary seizure of valuables for 10 days
It is mandatory for the buyer (the gold buying shop) not to alter or dispose of the precious objects until 10 days after purchase.
5) Anti-money laundering obligations
The anti-money laundering obligations are:

a) the identification of customers and the recording and storage of the acquired data relating to the transaction carried out.

The gold buyer fulfills the obligations set forth by the anti-money laundering legislation by fulfilling the obligations set forth by the Consolidated Law on Public Security regarding customer identification and recording of daily transactions in the Register certified by the Police Headquarters, to be kept for five years.

b) reporting suspicious transactions to the Financial Information Unit (FIU)

Such reporting takes place when the recipients of the anti-money laundering obligations “know, suspect or have reasonable grounds to suspect that money laundering or terrorist financing operations are being carried out or have been carried out or attempted”.
The Ministry of the Interior, with the Decree of 17 February 2011* entitled “Determination of anomaly indicators in order to facilitate certain categories of non-financial operators”, has identified some elements, by way of example, to evaluate with criteria and common sense, the existence of any suspicious transactions.
The subjects addressed by the Decree also include those who trade in precious objects, who have been issued a Public Security license pursuant to the TULPS.

c) Restrictions on the use of cash
The limitation on the use of cash currently cannot exceed the amount of €499.99 as provided for by Legislative Decree 6 December 2011, n. 201 (Save Italy Decree).
Therefore, in compliance with anti-money laundering legislation, the gold buyer must not pay in cash for precious objects for an amount greater than that indicated.
Violation of this provision entails a pecuniary sanction provided for by art. 58 of Legislative Decree 231/2007, ranging from 1% to 40% of the transferred amount.
The excess amount must be transferred through traceable payment instruments, such as non-transferable bank check, bank transfer, electronic money cards.
It is not required by law but a serious and professional dealer of used precious objects issues his customer with a receipt for the sale of used precious objects, indicating the agreed amount, describing the objects of the sale and identifying the seller (private) and the buyer (gold buyer).

GENERAL PROVISIONS

1.1. These general conditions of sale (hereinafter, "General Conditions" and/or "CGV") are applicable to all sales of products of "Vip Gioielli srl, via a. volta 38 - 06135 Ponte San Giovanni (Perugia) Tel. 0755 990622, Email: info@vipgioielli.com, PI 02171230549- CF : 01478820515 - PG – 272520." (hereinafter, "Products" or "Product") concluded remotely through the website www.vipgioielli.com (hereinafter, "Site").

1.2. The use of the remote selling service described in these General Conditions is reserved exclusively for consumers (hereinafter, “Customers” or “Customer”), understood as natural persons acting for purposes outside of their commercial, artisanal, entrepreneurial or professional activity, if any, over 18 years of age (or, if minors, authorised by the person exercising parental authority by law).

1.3. The Customer is required to carefully read the General Conditions that have been made available to him on the Site, in order to allow him to be aware of them as well as to store and reproduce them by the Customer pursuant to Article 12, paragraph 3, of Legislative Decree 9 April 2003, n. 70 (“Implementation of Directive 2000/31/EC on certain legal aspects of information society services in the internal market, with particular reference to electronic commerce” - hereinafter, “E-commerce Decree”).

1.4. Contracts concluded with Vip Gioielli srl, via a. volta 38 - 06135 Ponte San Giovanni (Perugia) Tel. 0755 990622, Email: info@vipgioielli.com, PI 02171230549- CF : 01478820515 - PG – 272520. through the Site are governed by Italian law and, in particular, by Legislative Decree 6 September 2005, n. 206 (hereinafter, “Consumer Code”) and by the E-commerce Decree.

SELLER IDENTIFICATION

2.1. The seller is Vip Gioielli srl PI 02171230549- CF: 01478820515 , with registered office in via AA volta 38, 06135 Ponte San Giovanni (Perugia) Tel. 0755 990622, Email: info@vipgioielli.com.

INFORMATION ON PRODUCTS AND THEIR AVAILABILITY

3.1. Information relating to the Products, with the relevant product codes, is available on the Site. The same is provided in compliance with articles 52 and 53 of the Consumer Code.

3.2. The Site does not contain all the Products. The Products represent a selection of items normally available in stores and, by way of example, include jewelry, watches, fashion accessories and objects. The graphic representation of the Products proposed on the Site may differ from reality. For any further information, the Customer may contact “Vip Gioielli srl PI 02171230549- CF : 01478820515 ”.

3.3. All Products are subject to availability at the time.

The order will be processed after checking availability in stock. If it is not available, we will issue a refund in the event of payment already made. Vip Gioielli srl PI 02171230549- CF : 01478820515 reserves the right to change the limits on the quantities and/or type of Products that can be purchased online on the Site at any time. The style, models and colours of the Products described on the Site may be changed without notice. During the transaction procedure, an automatic response will inform the Customer of the time required to process the order and/or any impossibility of processing the order due to the unavailability of the Product ordered.

PRICE

4.1. The prices of the Products are expressed on the Site in Euros and include all applicable taxes or duties. The delivery costs highlighted separately in the order form must be added to the prices of the Products.

4.2. Vip Gioielli srl PI 02171230549- CF : 01478820515 constantly verifies that all prices indicated on the Site are correct, without this, however, being able to guarantee the absence of errors. In the event that an error is found relating to the price of a Product, Vip Gioielli srl will give the Customer the possibility of reconfirming the order of the Products at the correct price or cancelling it.

PURCHASE METHODS

5.1. The essential characteristics and prices of the Products are shown in the offer relating to each Product present on the Site.

5.2. Before sending an order proposal, Customers are invited to ensure that they have read and understood the instructions provided during the purchase procedure and these General Conditions, as they will be binding once the contract is concluded. To purchase the Products, the Customer must complete and send to Vip Gioielli srl the form with the order proposal in electronic format, following the instructions contained on the Site. The Customer must insert the Product in the appropriate "cart" and, after having viewed and accepted the General Conditions, with particular reference to the contribution for delivery costs and the conditions on the right of withdrawal, as well as after having viewed the Privacy Policy, must select the desired payment method and choose the "proceed with the order" option.
As regards the purchase of used precious products (gold and silver), the Customer must send a valid identity document either by post to Vip Gioielli srl, via a. volta 38, 06135 Ponte San Giovanni (PG), or by e-mail to info@vipgioielli.com

5.3. If the Customer needs to correct any errors in data entry, he/she must follow the specific modification procedure indicated on the Site, before submitting his/her order proposal. In particular, the Customer has the right to modify the quantity of the Products he/she intends to purchase, adding or eliminating one or more Products from the “cart”.

5.4. By sending the order proposal to Vip Gioielli srl, the Customer acknowledges and declares that he has read all the information provided during the purchase procedure and that he fully accepts the General Conditions.

5.5. Without prejudice to the uses of the data described in the Privacy Policy and subject to the express consent of the Customer, the form with the order proposal and the Customer's data relating to the order proposal will be retained by Vip Gioielli srl for the period of time established by current legislation.

PAYMENT METHODS

6.1. Vip Gioielli srl accepts payments made by bank transfer;

CONCLUSION OF THE CONTRACT

7.1. The contract stipulated between Vip Gioielli srl and the Customer shall be considered concluded when the Customer receives confirmation from Vip Gioielli srl that his order proposal – sent in compliance with the purchase procedure indicated on the Site – has been successful, following verification of the availability of the Product and the debiting of the price to the Customer's credit card. The order proposal sent by the Customer will be binding for Vip Gioielli srl only if the entire purchase procedure has been completed regularly and correctly, without any indication of errors by the Site.

7.2. Vip Gioielli srl is not responsible for malfunctions dependent on the data transmission network manager.

7.3. In accordance with the provisions of Article 53 of the Consumer Code, at the time of confirmation of the order or execution of the contract, Vip Gioielli srl will send the Customer, by email, a summary of the General Conditions, information relating to the essential characteristics of the Products purchased, a detailed indication of the price and means of payment, information on delivery costs, information on the conditions and methods of exercising the right of withdrawal, including information on the exclusion of the right of withdrawal in the case of customized Products, the address of Vip Gioielli srl to which complaints can be submitted, information on assistance services and existing commercial guarantees. The Customer must promptly verify the content of the communication and immediately report any errors or omissions to Vip Gioielli srl.

7.4. Regarding the purchase of used precious products (gold and silver), the Customer must send a valid identity document either by post to Vip Gioielli srl,

GENERAL CONDITIONS OF SALE

These general conditions govern the online purchase made through the website www.vipgioielli.com owned by Vip Gioielli srl VAT number: 02171230549 Tax code: 01478820515 and managed by the latter by subjects resident in Italy

PAYMENT METHODS

• Credit Cards and Prepaid Cards

• Bank Transfer Used Jewelry

Please make the transfer to the following bank account:

VIP JEWELRY SRL
CREDEM BANK
IBAN: IT64P0303203000010000272664

Trade in precious objects

Legislation in the Precious and Used sector: CONSOLIDATED TEXT ON PUBLIC SAFETY
The reference legislation for the trade of used precious objects is the following:
a) Royal Decree of 18 June 1931, n. 773 entitled “Consolidated Text of Public Safety Laws” [TULPS].
b) Royal Decree of 6 May 1940, no. 635 entitled “Regulation for the implementation of the Consolidated Law of 18 June 1931, no. 773 of the Public Safety Laws”.
c) Legislative Decree 31 March 1998, n. 114 entitled “Reform of the regulations relating to the trade sector, pursuant to article 4, paragraph 4, of law 15 March 1997, n. 59” and subsequent amendments.
d) Legislative Decree 21 November 2007, n. 231 entitled “Implementation of Directive 2005/60/EC on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing and Directive 2006/70/EC containing implementing measures” [anti-money laundering legislation].
With specific reference to the trade of used precious objects, in order to carry out this activity, the trader must be the holder of a Public Security license issued by the competent Police Headquarters for the place, pursuant to articles 126 and 127 TULPS.

The Police Headquarters issues the public safety license after:

1. having carried out control activities at the Public Prosecutor's Office, regarding the existence of the moral requirements of the legal representative of the company, the partners and the representatives.
2. having carried out an inspection of the gold buying shop to ascertain that suitable safety measures have been adopted to ensure the safety of the people who work inside (presence of partitions with shatterproof armoured glass, a safe, an alarm system, video surveillance cameras).
Please remember that the gold buying shop is a commercial establishment like all the others, therefore, upon the release of the public safety license, all the administrative procedures relating to the opening of a commercial activity must be carried out at the Municipality and the Chamber of Commerce of competence.
The owner of the gold buying shop is required to fulfill specific obligations for carrying out the activity of trading in precious objects expressly provided for by the Law.

1) Customer Identification

The gold buyer must identify his Customer by means of an identity document with a valid photograph at the time of the purchase and sale of precious objects.
The Customer must be of legal age. The purchase of used gold by minors is prohibited.
The Customer is a private individual, and therefore falls within the definition of Consumer pursuant to art. 3 of the Consumer Code. ("the natural person who acts for purposes other than any entrepreneurial or professional activity carried out").
2) Maintenance of the Register of Operations
The gold buying shop is obliged to keep a register of the operations carried out, noting the operations daily.
3) Obligation for the private individual to show an identity document
It is mandatory for the seller (the private individual/consumer) to demonstrate his/her identity by means of an identity document with photograph.
4) Precautionary seizure of valuables for 10 days
It is mandatory for the buyer (the gold buying shop) not to alter or dispose of the precious objects until 10 days after purchase.
5) Anti-money laundering obligations
The anti-money laundering obligations are:

a) the identification of customers and the recording and storage of the acquired data relating to the transaction carried out.

The gold buyer fulfills the obligations set forth by the anti-money laundering legislation by fulfilling the obligations set forth by the Consolidated Law on Public Security regarding customer identification and recording of daily transactions in the Register certified by the Police Headquarters, to be kept for five years.

b) reporting suspicious transactions to the Financial Information Unit (FIU)

Such reporting takes place when the recipients of the anti-money laundering obligations “know, suspect or have reasonable grounds to suspect that money laundering or terrorist financing operations are being carried out or have been carried out or attempted”.
The Ministry of the Interior, with the Decree of 17 February 2011* entitled “Determination of anomaly indicators in order to facilitate certain categories of non-financial operators”, has identified some elements, by way of example, to evaluate with criteria and common sense, the existence of any suspicious transactions.
The subjects addressed by the Decree also include those who trade in precious objects, who have been issued a Public Security license pursuant to the TULPS.

c) Limitations on the use of cash
The limitation on the use of cash currently cannot exceed the amount of €499.99 as provided for by Legislative Decree 6 December 2011, n. 201 (Save Italy Decree).
Therefore, in compliance with anti-money laundering legislation, the gold buyer must not pay in cash for precious objects for an amount greater than that indicated.
Violation of this provision entails a pecuniary sanction provided for by art. 58 of Legislative Decree 231/2007, ranging from 1% to 40% of the transferred amount.
The excess amount must be transferred through traceable payment instruments, such as non-transferable bank check, bank transfer, electronic money cards.
It is not required by law but a serious and professional dealer of used precious objects issues his customer with a receipt for the sale of used precious objects, indicating the agreed amount, describing the objects of the sale and identifying the seller (private) and the buyer (gold buyer).

GENERAL PROVISIONS

1.1. These general conditions of sale (hereinafter, "General Conditions" and/or "CGV") are applicable to all sales of products of "Vip Gioielli srl, via a. volta 38 - 06135 Ponte San Giovanni (Perugia) Tel. 0755 990622, Email: info@vipgioielli.com, PI 02171230549- CF : 01478820515 - PG – 272520." (hereinafter, "Products" or "Product") concluded remotely through the website www.vipgioielli.com (hereinafter, "Site").

1.2. The use of the remote selling service described in these General Conditions is reserved exclusively for consumers (hereinafter, “Customers” or “Customer”), understood as natural persons acting for purposes outside of their commercial, artisanal, entrepreneurial or professional activity, if any, over 18 years of age (or, if minors, authorised by the person exercising parental authority by law).

1.3. The Customer is required to carefully read the General Conditions that have been made available to him on the Site, in order to allow him to be aware of them as well as to store and reproduce them by the Customer pursuant to Article 12, paragraph 3, of Legislative Decree 9 April 2003, n. 70 (“Implementation of Directive 2000/31/EC on certain legal aspects of information society services in the internal market, with particular reference to electronic commerce” - hereinafter, “E-commerce Decree”).

1.4. Contracts concluded with Vip Gioielli srl, via a. volta 38 - 06135 Ponte San Giovanni (Perugia) Tel. 0755 990622, Email: info@vipgioielli.com, PI 02171230549- CF : 01478820515 - PG – 272520. through the Site are governed by Italian law and, in particular, by Legislative Decree 6 September 2005, n. 206 (hereinafter, “Consumer Code”) and by the E-commerce Decree.

SELLER IDENTIFICATION

2.1. The seller is Vip Gioielli srl PI 02171230549- CF: 01478820515 , with registered office in via AA volta 38, 06135 Ponte San Giovanni (Perugia) Tel. 0755 990622, Email: info@vipgioielli.com.

INFORMATION ON PRODUCTS AND THEIR AVAILABILITY

3.1. Information relating to the Products, with the relevant product codes, is available on the Site. The same is provided in compliance with articles 52 and 53 of the Consumer Code.

3.2. The Site does not contain all the Products. The Products represent a selection of items normally available in stores and, by way of example, include jewelry, watches, fashion accessories and objects. The graphic representation of the Products proposed on the Site may differ from reality. For any further information, the Customer may contact “Vip Gioielli srl PI 02171230549- CF : 01478820515 ”.

3.3. All Products are subject to availability at the time. Vip Gioielli srl PI 02171230549- CF : 01478820515 reserves the right to change the limits on the quantities and/or types of Products that can be purchased online on the Site at any time. The style, models and colours of the Products described on the Site may be changed without notice. During the transaction procedure, an automatic response will inform the Customer of the time required to process the order and/or any impossibility of processing the order due to the unavailability of the Product ordered.

PRICE

4.1. The prices of the Products are expressed on the Site in Euros and include all applicable taxes or duties. The delivery costs highlighted separately in the order form must be added to the prices of the Products.

4.2. Vip Gioielli srl PI 02171230549- CF : 01478820515 constantly verifies that all prices indicated on the Site are correct, without this, however, being able to guarantee the absence of errors. In the event that an error is found relating to the price of a Product, Vip Gioielli srl will give the Customer the possibility of reconfirming the order of the Products at the correct price or cancelling it.

PURCHASE METHODS

5.1. The essential characteristics and prices of the Products are shown in the offer relating to each Product present on the Site.

5.2. Before sending an order proposal, Customers are invited to ensure that they have read and understood the instructions provided during the purchase procedure and these General Conditions, as they will be binding once the contract is concluded. To purchase the Products, the Customer must complete and send to Vip Gioielli srl the form with the order proposal in electronic format, following the instructions contained on the Site. The Customer must insert the Product in the appropriate "cart" and, after having viewed and accepted the General Conditions, with particular reference to the contribution for delivery costs and the conditions on the right of withdrawal, as well as after having viewed the Privacy Policy, must select the desired payment method and choose the "proceed with the order" option.
Regarding the purchase of used precious products (gold and silver), the Customer must send a valid identity document by post to Vip Gioielli srl, via a. volta 38, 06135 Ponte San Giovanni (PG), or by e-mail to info@vipgioielli.com

5.3. If the Customer needs to correct any errors in data entry, he/she must follow the specific modification procedure indicated on the Site, before submitting his/her order proposal. In particular, the Customer has the right to modify the quantity of the Products he/she intends to purchase, adding or eliminating one or more Products from the “cart”.

5.4. By sending the order proposal to Vip Gioielli srl, the Customer acknowledges and declares that he has read all the information provided during the purchase procedure and that he fully accepts the General Conditions.

5.5. Without prejudice to the uses of the data described in the Privacy Policy and subject to the express consent of the Customer, the form with the order proposal and the Customer's data relating to the order proposal will be retained by Vip Gioielli srl for the period of time established by current legislation.

PAYMENT METHODS

6.1. Vip Gioielli srl accepts payments made by bank transfer;

CONCLUSION OF THE CONTRACT

7.1. The contract stipulated between Vip Gioielli srl and the Customer shall be considered concluded when the Customer receives confirmation from Vip Gioielli srl that his order proposal – sent in compliance with the purchase procedure indicated on the Site – has been successful, following verification of the availability of the Product and the debiting of the price to the Customer's credit card. The order proposal sent by the Customer will be binding for Vip Gioielli srl only if the entire purchase procedure has been completed regularly and correctly, without any indication of errors by the Site.

7.2. Vip Gioielli srl is not responsible for malfunctions dependent on the data transmission network manager.

7.3. In accordance with the provisions of Article 53 of the Consumer Code, at the time of confirmation of the order or execution of the contract, Vip Gioielli srl will send the Customer, by e-mail, a summary of the General Conditions, information relating to the essential characteristics of the Products purchased, a detailed indication of the price and means of payment, information on delivery costs, information on the conditions and methods of exercising the right of withdrawal, including information on the exclusion of the right of withdrawal in the case of customized Products, the address of Vip Gioielli srl to which complaints can be submitted, information on assistance services and commercial guarantees.